Wise (ex TransferWise) 8.55

Wise (ex TransferWise) 8.55

Wise Payments Ltd – Freeware – iOS
out of 60059 votes
Latest Version
8.55
Safe to install

Wise: The Smart Way to Send Money Worldwide

Minh Ong

Wise offers a straightforward and cost-effective solution for international money transfers, making it easier than ever to manage your finances across borders.
image/svg+xml 2025 Editor's Rating
image/svg+xml EXCELLENT User Rating

[Article Title: Money for Here, There, and Everywhere]

If you're looking for a reliable global banking solution, look no further than Wise. With operations in over 170 countries and the ability to transact in 50 currencies, this account is designed to save you money across the world.

Wise offers a comprehensive range of services that allow you to use, convert, send, receive, and spend money with ease. And the best part? Our rates are on average 6 times cheaper than those offered by leading UK banks.

  • Join a community of over 15 million individuals and businesses worldwide who have already experienced the benefits of our worldwide money transfer and universal savings system.

Worldwide Money Transfers and Universal Savings

  • Send money to over 70 countries quickly: Enjoy prompt and reliable international money transfers wherever you need them.
  • Get the real exchange rate: Compare our rates with those provided by reputable sources like Google. Rest assured that you'll receive the most accurate exchange rate possible, for a nominal fee.
  • Over 50% of transfers are instant: Experience swift transactions for added convenience.
  • Enhanced security with two-factor authentication: Protect your transfers with an additional layer of security.

The Debit Card with Global Currency Support

  • Spend or withdraw money in over 200 countries: No matter where your travels take you, our debit card is equipped to handle your financial needs.
  • Automatic currency conversion at the best possible rate: If you don't have the local currency, let us take care of it by auto-converting your funds at the most favorable price.
  • Flexible management features: Freeze or unfreeze your card, and easily update your virtual card as needed.

Get Paid Like a Local

  • Access to local banking details worldwide: Enjoy the convenience of having your own UK account number and sort code, European IBAN, US routing and account numbers, and more. Effectively operate as if you had local bank accounts around the world.
  • Open new opportunities for income: Utilize your account details to receive payments in multiple currencies, free of charge, and enable direct debits.
  • Instant push notifications: Stay up-to-date with every transaction, thanks to our handy instant push notification feature.

Hold and Convert Between 50 Currencies Instantly

  • No monthly or maintenance fees: Maintain funds in your account without worrying about unnecessary costs.
  • Seamless currency conversion: Switch between 50 currencies with ease, benefiting from real-time exchange rates at a minimal fee.

Put Your Money to Work with Assets

  • Experience interest and stock options: Explore investment opportunities with our Interest or Stocks feature, available with just a few taps. Note that this feature is currently exclusive to customers in the UK and Singapore.
  • Please be aware that Wise Assets, operating under TINV Ltd, carries certain risks. Investments are regulated by the FCA (Financial Conduct Authority).

An Ideal Business Account for Global Expansion

  • Faster payments at better rates: Facilitate efficient invoice and bill payments with competitive exchange rates.
  • Easy payment collection: Provide clients and customers worldwide with your account details to receive payments promptly.
  • Seamless connectivity to supported platforms: Integrate your Wise account with popular platforms like Amazon, Stripe, Xero, and more.

Wise is a trusted financial service provider regulated by the FCA in the UK, as well as other reputable global authorities.

Send from: GBP (British pound), EUR (Euro), USD (US dollar), AUD (Australian dollar), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CZK (Czech koruna), DKK (Danish krone), HKD (Hong Kong dollar), HUF (Hungarian forint), JPY (Japanese yen), MYR (Malaysian ringgit), NOK (Norwegian krone), NZD (New Zealand dollar), PLN (Polish zloty), RON (New Romanian leu), SEK (Swedish krona), SGD (Singapore dollar)

Send to: EUR (Euro), USD (US dollar), GBP (British pound), AED (UAE dirham), ARS (Argentine peso), AUD (Australian dollar), BDT (Bangladeshi taka), BGN (Bulgarian lev), BRL (Brazilian real), CAD (Canadian dollar), CHF (Swiss franc), CLP (Chilean peso), CNY (Chinese yuan), CRC (Costa Rican colón), CZK (Czech koruna), DKK (Danish krone), EGP (Egyptian pound), GHS (Ghanaian cedi), GEL (Georgian lari), HKD (Hong Kong dollar), HUF (Hungarian forint), IDR (Indonesian rupiah), ILS (Israeli shekel), INR (Indian rupee), JPY (Japanese yen), KES (Kenyan shilling), KRW (South Korean won), LKR (Sri Lankan rupee), MAD (Moroccan dirham), MXN (Mexican peso), MYR (Malaysian ringgit), NPR (Nepalese rupee), NOK (Norwegian krone), NZD (New Zealand dollar), PEN (Peruvian sol), PHP (Philippine peso), PKR (Pakistan rupee), PLN (Polish zloty), RON (Romanian leu), SEK (Swedish krona), SGD (Singapore dollar), THB (Thai baht), TRY (Turkish lira), UAH (Ukrainian hryvnia), VND (Vietnamese dong), ZAR (South African rand), ZMW (Zambian kwacha)

Overview

Wise (ex TransferWise) is a Freeware software in the category Business developed by Wise Payments Ltd.

The latest version of Wise (ex TransferWise) is 8.55, released on 05/02/2024. It was initially added to our database on 09/13/2023.

Wise (ex TransferWise) runs on the following operating systems: iOS.

Users of Wise (ex TransferWise) gave it a rating of 5 out of 5 stars.

Pros

  • Low fees compared to traditional banks for international money transfers
  • Real exchange rate with no hidden markups
  • User-friendly mobile and web interface
  • Supports multiple currencies and countries
  • Fast transfer times, often within minutes to a few days depending on the currency
  • Offers a multi-currency account to hold and manage multiple currencies
  • Transparent pricing and costs clearly displayed before transfer execution
  • Strong focus on security and regulatory compliance

Cons

  • Limited customer support hours compared to some banks
  • Not all countries or currencies are supported for transfers
  • Transfer limits may apply depending on the destination country or method
  • Initial setup can be complicated for new users unfamiliar with digital banking
  • Occasional delays in transfers based on banking hours in different countries
  • Assistance for resolving issues may vary in response time depending on the situation

FAQ

What is Wise (formerly TransferWise)?

Wise is a financial technology company that enables individuals and businesses to send money internationally at lower fees compared to traditional banks.

How does Wise work for international money transfers?

Wise uses a peer-to-peer system to match transfers, allowing users to send money in one currency and have it received in another currency without the high fees usually associated with traditional banks.

What currencies can I send money with Wise?

Wise supports numerous currencies for transfers, including major currencies like USD, EUR, GBP, AUD, CAD, and many more.

What fees does Wise charge for money transfers?

Wise charges a transparent fee based on a percentage of the amount being transferred plus a fixed fee depending on the currencies involved. Fees are displayed upfront before the transfer.

How long does it take for a transfer to complete?

Transfer times vary by the currencies involved. Most transfers are completed within a few hours, but some can take up to 2-3 business days.

Is Wise safe to use?

Yes, Wise is regulated by financial authorities in various countries and uses bank-level security measures to ensure customer information and transactions are protected.

Can I use Wise for business purposes?

Yes, Wise offers dedicated services for businesses, including bulk payments, invoices in different currencies, and multi-currency accounts.

Do I need a bank account to use Wise?

You do not need a traditional bank account; you can fund transfers through various methods like debit or credit cards or even through bank transfers where available.

How can I track my transfer with Wise?

Wise provides tracking for your transfers via their website or mobile app, where you can see the status of your transaction in real-time.

Is there a limit on how much money I can send with Wise?

There are limits on transfer amounts depending on the currency and method of payment. You can check specific limits during the transfer process.


Minh Ong

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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